title loans california



How Auto Title Loans Works

How an Auto Title Loan from LoanMart Works in California

LoanMart has been in the auto title loan business since 2002. If there is one thing we know how to do efficiently, it’s auto title loans. Below is a list of what LoanMart requires in order for someone to apply for an auto title loan, and how title loans work in California:

  • Own a qualifying vehicle with a free-and-clear title in your name
  • Have a valid driver’s license or a state-issued photo ID

Depending on the amount of money the customer is trying to borrow and their individual situation, more information may be required. This may include proof of income and/or proof of residency.

How to Begin the Process for an Auto Title Loan

The first step to getting an auto title loan in California is to apply. LoanMart provides two free-of-charge methods for a customer to apply:

  1. Fill out and submit the online form located on our secure website
  2. Call our toll-free number, 888-578-5449, and speak with an auto title loan agent

It is both free of charge and initial obligations to apply for an auto title loan in California, so get started and find out how much money you may qualify to borrow!

Verifying Your Information

Once you decide that you want to get an auto title loan, the auto title loan agent will ask you to verify your information by sending in documents. One of the friendly and knowledgeable LoanMart auto title loan agents will guide you throughout this part of the process and answer any questions you may have about auto title loans. Your information needs to be verified in order to determine if you qualify, make sure you can afford the auto title loan, and make sure you are who you say you are so we lend the money to the right person.

Collect Your Money!

After you are fully approved and have signed your auto title loan agreement, you may finally collect your money. LoanMart may be able to loan you funds from $2,510 to $50,000 depending on the equity value of your qualifying vehicle, your ability to pay the auto title loan on time each month and several other factors.¹ ⁵ After receiving funding, you get to keep driving your vehicle as long as you make on-time payments each month and follow the terms and conditions of your auto title loan agreement. We do not charge our customers prepayment penalty fees, so you may make payments early or pay off the entire loan without being charged extra fees.


Car title loans requirements

Get Directions to Our LoanMart Car Title Loan Locations

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DISCLOSURES

Applications submitted on this website may be originated by one of several lenders. All loans will be serviced by LoanMart. See State Disclosures for additional information.

1Loan approval is subject to meeting the lenders credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

If you are using a screen reader and are having problems using this website, please call 1-855-422-7412 for assistance.

DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK

Loans for certain California residents, and residents of Delaware, District of Columbia, Florida, Illinois, Indiana, Kansas, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, Member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.

†All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.

To learn about vehicle secured loans made by Capital Community Bank or to submit an application, please click here or visit http://choicecash.com.

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